Chief Minister Maryam Nawaz Sharif has officially launched the Parwaz Card January 2026, a game-changing initiative for the youth of Punjab.
This flagship program is designed to provide financial wings to those who dream of working abroad or starting their own business.
If you are looking for interest-free loans and skill development, the CM Punjab Parwaz Card is your gateway to success.
What is the Parwaz Card Program 2026?
The Parwaz Card is a welfare and empowerment scheme aimed at reducing unemployment in Punjab. Launched in early 2026, it offers two main tracks: Overseas Employment and Asaan Karobar (Small Business). The best part? All loans provided under this scheme are 100% interest-free.
1. Parwaz Card for Overseas Employment
Many talented Pakistanis cannot go abroad due to high travel and visa costs. The Parwaz Card solves this problem by providing financial support for jobs in countries like the UAE, Saudi Arabia, Italy, and the UK.
Key Benefits:
- Interest-Free Loan: Up to Rs. 1,000,000 (10 Lakh).
- Coverage: Use the funds for visa processing, passport fees, and air tickets.
- Skill Training: Free access to vocational training and language courses (English, Arabic, German).
- Age Limit: 18 to 45 years.
How to Apply Online for Overseas Category:
- Visit the official portal: parwaz.punjab.gov.pk.
- Register using your CNIC and a mobile number registered in your name.
- Fill in your educational details (Minimum Middle/Matric required).
- Upload documents: CNIC copy, Punjab Domicile, and any experience certificates.
- Submit and wait for the verification SMS/call.
2. Parwaz Card for Business (Asaan Karobar)
For those who want to build something in Pakistan, the Asaan Karobar Scheme offers substantial capital to start or expand a small business.
Key Benefits:
- Loan Amount: Up to Rs. 3,000,000 (30 Lakh).
- Special Quotas: Dedicated seats for women entrepreneurs and transgender individuals.
- Flexible Tiers: * Tier 1: Up to Rs. 5 Lakh (No collateral/security needed).
- Tier 2: Above Rs. 5 Lakh (Collateral required).
Eligibility Criteria:
- Residence: Must have a Punjab Domicile.
- Age: 25 to 55 years.
- Tax Status: Must be an active Tax Filer (NTN is mandatory).
- Business Plan: A solid plan for your startup or expansion.
Comparison: Overseas vs. Business Loan
| Feature | Overseas Employment | Asaan Karobar (Business) |
| Max Loan | Rs. 1,000,000 | Rs. 3,000,000 |
| Age Limit | 18 – 45 Years | 25 – 55 Years |
| Interest Rate | 0% (Interest-Free) | 0% (Interest-Free) |
| Tax Filer | Not Required | Yes (Mandatory) |
| Security | Not Required | Required for Tier-2 |
Important Tips for Applicants
To ensure your application is approved for the Parwaz Card 2026, keep these points in mind:
- No Fees: The registration process is 100% free. Beware of agents asking for money.
- PSER Registration: Ensure you are registered with the Punjab Socio-Economic Registry (PSER) for a higher chance of approval.
- Verification: Stay alert for calls or SMS from official government numbers only.
- Documents: Keep your scanned CNIC and Domicile ready before starting the online application.
Conclusion
The CM Punjab Parwaz Card January 2026 is more than just a loan; it is an opportunity for the youth to become self-reliant.
Whether you want to earn in foreign currency abroad or create jobs locally through a startup, this program provides the financial backbone you need. Don’t wait—apply today via the official Punjab portal!